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Wednesday, December 30, 2009

2009 – A Look Back & A Look Ahead

December 30, 2009 · 11 comments


As I roll through my RSS feeds and read all the 2009 recaps of my favorite bloggers, I am inspired afresh to set my goals for 2010…and while I didn’t save 100% down payment on a house or keep every last receipt to analyze my spending, I do have some amazing progress to report!

2009 THE GOOD…
If you’ve read this blog for long, you probably know a bit about my story. A lifelong Michigan resident, the dismal economy required us to move our family of seven across country to Texas. It was scary at first. Oh, who am I kidding…it’s still a little scary. But in a good way. The weather is great, the people are friendly and the food is ridiculously delicious. Insane even. Did you know that San Antonio is the birthplace of Tex-Mex food? I dare say you’ve never tasted a steak fajita until you’ve had one here…but I digress.

Were it not for the recession, I’d have never learned about couponing. I wouldn’t value every single penny we earn as I do now. These are lessons that I believe will make my children’s lives better because I’ll be able to arm them with financial wisdom to take with them into adulthood. I am thankful for the lessons learned as a result of hardship. And I am thankful to be on the other side of it.

Savings goal: I have a savings account y’all. With money in it! That’s something I haven’t been able to say since pre-recession times. Even with the expense of moving across country we managed to save $4,250 going into the New Year. And while my original goal was $10,000 I am satisfied with the progress we’ve made and look forward to setting new savings goals for 2010!

Earning goal: At the beginning of 2009 I set a goal to earn an average of $1,000 per month from home. I’m thrilled to report I am now more than doubling that! HERE are some ideas if you’d like to work from home too.

Christmas 2009 for FREE: I was able to get Christmas 2009 totally for FREE as was my goal. I made much more with Swagbucks than I counted on, which paid for most everything. Once I had several referrals under my belt, and was earning a “buck” each time they earned (for the first 100) that made quite a difference! The FedEx guy must think I’m crazy with all the Amazon boxes that came to the house…we had a great FREE Christmas by trading Swagbucks in for Amazon gift cards and by doing surveys.

Blogging Goals: Moms by Heart experienced huge growth this year, picking up several thousand new readers! I have been so blessed by this experience! I even got to go to L.A. and ride in a cupcake car thanks to this blog! Not to mention the amazing friendships I have forged with readers and fellow mom bloggers. The mom blogging community is packed with caring, helpful, nurturing women who look for ways to help others succeed. They inspire me!

THE BAD…
My weight continues to be a challenge for me, and one I plan to tackle afresh in 2010. Since I am an emotional eater, moving across country gave me a great excuse to set my goals aside. Andrea from Mommy Snacks is a big inspiration to me. Check out her Fat Burning Fridays. My friend Jaycie over at Coupon Geek is a real goal setter too and often has some inspiring weight-loss related posts.

So I enter 2010 with a renewed goal of weight loss. I’m not giving up, y’all!

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Learning that my youngest is autistic was a very difficult part of 2009. I am still coming to terms with it. But I must let you know that he is an absolute joy and a delight to us. Always smiling, always content – always full of acceptance and love!


Check out that sweet mug!

The thing about autism is that it is a “spectrum”. No one can tell if he will be able to function on his own someday or if he will need full time care. His future is a big question mark…One thing is for sure though, he has been a huge joy and blessing in our lives and I know God will walk with us through this! If Autism is a part of your life, I hope you’ll share your joys and successes as well as your struggles with me. We’ve started him on a supplement system and GFCF diet. I’d love to hear from you if you’re using the same tools!

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THE UGLY…
For the past year or so I have struggled quite a bit spiritually. Finding a new church and Christian fellowship in a new community is a challenge. As a result of my spiritual low, I have struggled with forgiveness and making amends. Not that I was ever particularly good at it.
With this in mind, I’ve decided to make FORGIVENESS my 2010 theme…I will study on it, memorize scripture…and *gulp* put it into practice.

Here’s the struggle for me: forgiving a person can sometimes feel like they’re “off the hook” so to speak. And if they get away with it…then maybe they’ll do it again, right? In a way I guess my unforgiveness has been a shield to protect myself from future harm.

I know the scriptures…70 times seven…turn the other cheek. Somehow this past year the truth of those scriptures migrated from my heart to my head. I KNOW them, but now I need to wholeheartedly believe in them and put them into practice. I need to have FAITH that following God’s Word will only lead to good. That I needn’t take justice into my own hands. It only seems fitting that this should be my theme verse for 2010:

Romans 10:17 (NIV)
“Consequently, faith comes from hearing the message, and the message is heard through the word of Christ.”

I believe that rededicating myself to the daily study of God’s Word will renew my faith and make it easier to forgive and make amends. This one’s gonna hurt a little.

I begin where I usually begin with any spiritual struggle – Beth Moore. She has a six part series called Living Forgiving. If you struggle in this area too, I highly recommend this free series.

Posted in: General

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Thursday, June 25, 2009

Get Paid to Watch Ads!

June 25, 2009 · 3 comments

Create a MeFile at YouData.com, and sell your attention directly to interested advertisers, for real money. Get paid via paypal every Friday for the ads you watch. Simple as that!
Other super easy ways to make a buck:
or check out all the posts in my Skills To Pay The Bills series!

Posted in: Money Making Mommas

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Friday, June 12, 2009

New Earning Opportunity

June 12, 2009 · 0 comments

This is Nielsen Homescan. Earn points which are redeemable for electronics, household items, jewelry, toys and more HERE.

More on earning from home HERE and HERE.

Posted in: Money Making Mommas

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Tuesday, June 9, 2009

My Big Fat Freebies List

June 9, 2009 · 0 comments

FREEBIES
~Free stickers from Golden Age Stories HERE
~Host a Faraway Friends house party and get freebies HERE
~Free sample Tampax Pearl from WalMart HERE. View all WalMart samples HERE.
~Register to be one of the Nesquik Shakers for access to samples and coupons HERE.
~Free pair Acuvue Oasys Contact Lenses HERE.
~Get a free Tribe Bean Dip tshirt. Details HERE.
~Printable coupons for free pet medications HERE.
~New GeoTrax DVD link. Get a free DVD by mail HERE.
~Free samples Green Magma HERE.
~Details on how to get a free Gatorade HERE (bottom of page).
~Free Alouette cheese with THIS rebate form.
~Possible free universal remote product test HERE.
~Free vegetarian starter pack HERE.
~Free printable certificates HERE.
~Free samples from top name brands HERE.

FREE STUFF AROUND TOWN
~Free 8×10 with Redbox purchase at Wal Mart HERE.
~Wednesday 6/10 get a free Roast Chicken Club with any soft drink purchase at Arbys. No coupon required.
~Free kids clinic at Lowes: Make a Putting Green. Saturday from 10-11am. Contact your local store to verify participation.
~Possible free McDonald’s breakfast for dad on Father’s Day. Details HERE.
~Get a free taco from Rubio’s Mexican Grill HERE.
~Get dad a free breakfast if you live near an ESPN Zone. Details HERE.
~More summer reading programs for kids from Mary Hunt HERE.
~Free smoothie at the Tropical Smoothie Café on June 19. Details HERE.
~Get a freebie on your birthday from Famous Daves HERE. (thanks, Frugal Girls!)
~Get a friend to sign up at Sams Club and you’ll both get a $10 gift card! Details HERE.
~Free fitness plan from Curves HERE.
~Free 7 day pass to Bally Total Fitness HERE.

GET FREE COUPONS FROM…
~Luvs HERE.
~Slim Fast HERE.
~MySavings HERE.
~CoolSavings HERE.
~Kraft HERE
~Coupons.com HERE.

~RedPlum HERE.
FAITH BUILDERS
~Free book by mail The Jesus You Can’t Ignore by John MacArthur HERE.

FREE DOWNLOADS
~Free Quickbooks Simple Start HERE.
~Free country music downloads HERE.
~Free Future Christian Homemakers ebook HERE.
~Free download of Jonas Brothers song with code: JONAS HERE.

FREE PHOTOS
~Free 8×10 when you order from CVS.com and use code: FREE8X10 HERE.
~Free Father’s Day card for dad. Details HERE.
~All kinds of photo freebies when you pay shipping: t-shirts, key chains, etc. Shipping starts at $4.41 HERE.
~Free postcards with your photo HERE.

MISC
~My favorite ways to earn free stuff HERE.
~30 ways to earn from home in my Skills To Pay The Bills series HERE.
~Check out previous Big Fat Freebies Lists to see what is still available HERE.

Posted in: Freebies

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Thursday, June 4, 2009

Skills To Pay The Bills

June 4, 2009 · 2 comments

Each day this week, I’ll be bringing you five different ideas for earning from home. Before pursuing any of these, be sure to do your homework. You can use the Google search box on this page, or go to Google.com to learn all you can about the reputation of these companies and about the jobs themselves. More Skills to Pay the Bills ideas HERE.

1) Pet Sitting – Care for pets while their owners are out of town. According to Fetch! Pet Care, the demand for sitters who can board pets in their home is extremely high. Resources:
Fetch! Pet Care
Care.com
Sittercity

2) Real Estate Investing – I blogged HERE about how his program helped me buy my first home. Learn free from an expert how to take advantage of the depressed housing market to buy property for no money down and earn by renting.

3) Are You a Techie? – provide remote or on-site computer support through these companies:
ComputerAssistant
Geeksquad
PlumChoice

4) Internet Search Assisting – a new area of searching the net offers users the ability to request the free help of a live guide. Resources:
Chacha
Mahalo

5) Answer Questions – choose your area of expertise and get paid for answering questions. Resources:
JustAnswers
LivePerson

Posted in: Money Making Mommas

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